ASSISTANT OFFICER – CREDIT (3)
JOB SUMMARY
Reporting to Credit Management, under the Credit Department, the Assistant Officer – Credit will be responsible for ensuring that there is a balance between the granting of credit and the risk of lending by the Company.
SUMMARY OF KEY JOB SPECIFICATIONS
The job holder will be primarily responsible for the following Credit activities;

Authentication of customer’s loan application documentation provided by Bayport Front Office staff
Determination of Bayport client loan applicants’ affordability
Timely (and quality assured) delivery of client loan application results
Apply own Delegated Authority when approving transaction Loan Amount Limit Requests
Adherence to industry best practices in the issuance of credit
Reporting of suspected frauds /actual frauds, in accordance with the Company’s Fraud Prevention Policy/Procedures
Maintenance of the Company’s Customer Loan application history databases/logs, as well as timely backup of the Company’s Customers’ loan application documentation/feedback on relevant Company platforms
Performance of sensitivity analysis/scenarios, when required to give input from a Credit standpoint
Ensuring all Credit operational reports are consolidated and circulated on a timely basis

MINIMUM ENTRY REQUIREMENTS

Bachelor’s Degree in Banking [&/or Finance], Business or related discipline from a reputable University
At least a minimum of one (1) year work experience in the financial services industry
Sound knowledge of industry best practices in issuance of Credit

OTHER SKILLS AND ATTRIBUTES

Highly conversant with Microsoft Excel, analytical and good numerical skills
Strong attention to detail
Strong Written Communication Skills – in English
Good interpersonal and organization skills
Well organized , yet good at multitasking

TO APPLY
Suitable candidates must send their applications to [email protected] with the position applied for as the email subject, attaching their current CVs and professional/academic certificates.
The closing date for receiving applications is Tuesday 11 April 2023. Only shortlisted candidates will be contacted.