Job Description

Posted on April 6, 2023

EMPLOYMENT OPPORTUNITY
Panda Africa Solutions Limited is a licensed Microfinance institution that provides equitable capital to enterprises and individuals across Zambia. By embracing technological innovation and social impact the Zambian-owned enterprise has established itself as an emerging leader for and by the Zambian people.
Our mandate is to make financing accessible and affordable across Zambia. Enabling the economic mobility and freedom of all Zambians.
Position: Auto Loan Manager
Duties and responsibilities include:
Originate, process, and close loans in compliance with established policies and procedures
Daily processing of vehicle loans
Review loan applications and documentation to determine if applicant and collateral meet loan guidelines
Obtain and analyse all required loan documents and submit complete loan packages to underwriting
Respond to customer inquiries regarding loan status and deny loan requests when necessary
Work with customers to restructure loans when needed and recommend work-outs to senior management when appropriate
Manage a portfolio of loans and monitor delinquencies to minimize losses
Identify potential loan servicing problems and refer them to the servicing department
Keep abreast of new types of loans and other financial services offered by the company
Attend training sessions and seminars to stay current on industry changes
Develop and maintain strong relationships with clients.
Refer clients to other company services when appropriate
Manage loan officers and sales agents
Working closely with the group insurance officer
Conduct training for all the channels and team on product, policy and market changes
Requirements and qualifications:
Grade 12 certificate /GCE
Bachelor’s degree in business, finance or related field
Proven work experience as a Loan Manager
Strong analytical skills for reviewing loan applications and financial statements
Ability to work independently and with a team
Ability to work in a goal-oriented environment
Familiarity with computers and banking applications/software
Customer satisfaction orientated and sales competencies
Experience in car loan facility will be an added advantage
Desirable skills
Communication.
Attention to detail.
Organization
Problem solving
Leadership
How to apply
Send your CV and cover letter in PDF format as one document to [email protected] by Friday, 14th April 2023.

To apply for this job email your details to hr@pandaafrica.com