Credit Officer

Full Time Closes: January 27, 2023

CREDIT OFFICER (1)- LUSAKA
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JOB SUMMARY
Reporting to the Manager – Credit, under the Credit Department, the Officer – Credit will be responsible for ensuring that there is a balance between the granting of credit and the risk of lending by the Company.
JOB SPECIFICATIONS
The job holder will be responsible for all credit activities including but not limited to the following:

Authentication of customer’s loan application documentation provided by Branch Front Office staff
Determination of loan applicants’ affordability
Timely (and quality assured) delivery of client loan application results
Adherence to industry best practices in the issuance of credit
Reporting of suspected frauds /actual frauds, in accordance with the Company’s Fraud Prevention Policy/Procedures
Maintenance of the Company’s Customer Loan application history databases/logs, as well as timely backup of the Company’s Customers’ loan application documentation/feedback on relevant Company platforms
Performance of sensitivity analysis/scenarios, when required to give input from a Credit standpoint
Ensuring all Credit operational reports are consolidated and circulated on a timely basis

MINIMUM ENTRY REQUIREMENTS

Bachelor’s Degree in Banking [&/or Finance], Business or related discipline from a reputable University
At least 4 years’ experience in a Credit role in the financial service industry
Sound knowledge of industry best practices in issuance of Credit

OTHER SKILLS AND ATTRIBUTES

Highly conversant with Microsoft Excel, analytical and good numerical skills
Good communication, interpersonal and organization skills
Good attention to detail
Self-driven

TO APPLY
Suitable candidates must send their applications to [email protected] with the position applied for as the email subject, attaching their current CVs and professional/academic certificates.
The closing date for receiving applications is Friday 27 January 2023. Only shortlisted candidates will be contacted.

To apply for this job email your details to careers@bayport.co.zm

careers@bayport.co.zm
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