Credit Officer

Lusaka, Zambia, Full Time

JOB SUMMARY
Reporting to the Manager – Credit, the Credit Officer will be responsible for ensuring assigned credit appraisals are executed in a timely manner.
JOB SPECIFICATIONS
The jobholder will be responsible for the following:

Authentication of the loan application documentation supplied by Customers
 Determination of loan applicants’ Affordability, in accordance with the Company’s Credit Policies, applicants’ Employer’s Memorandums of Understanding (MoUs), and other relevant affordability
Timely (and quality assured) delivery of client loan application results
Adherence to industry best practices in the issuance of credit
Reporting of suspected frauds /actual frauds
Loan application result Query Resolution /Escalation
Maintenance of the Company’s Customer Loan application history databases/logs

MINIMUM ENTRY REQUIREMENTS

Bachelor’s Degree in Business or related discipline from a reputable University
At least 2 years’ experience in a Credit role in the financial service industry
Sound knowledge of industry best practices in issuance of Credit

OTHER SKILLS AND ATTRIBUTES

Highly conversant with Microsoft Excel, analytical and good numerical skills
Good communication, interpersonal and organization skills
Good attention to detail
Self-driven

TO APPLY
Suitable candidates must send their current CVs to [email protected] with the position applied for as the email subject.
The closing date for receiving applications is Friday 6 May 2022. Only shortlisted candidates will be contacted.