Trainee Credit Officer at Primelink Group Inc.

Lusaka, Full Time

Primelink Group Inc.
Location: Zambia
State: Lusaka
Job type: Full-Time
Job category: Accounting Jobs in Zambia

Job Description

Primelink Group Incorporated Limited is a registered institution offering credit services to both public and private sector. The company is currently Looking for qualified individuals who are based in Lusaka to fill up the following vacant positions.
Trainee Credit Officer x 1. The core job purpose is managing the customer onboarding process from loan origination, disbursement, and collection.
Main duties and Responsibilities:

Evaluate credit worthiness by processing loan applications and documentation within specified limits
Assess applicants to determine their eligibility and financial feasibility accessing loans.
Determine all applicable ratios and metrics and set up debt payment plans
Justify decisions (approvals/rejections) and report them to senior management.
Prepare loan contracts and counsel clients on policies and restrictions
Update job knowledge on types of loans and other financial services
Maintain and update account records
Customer and business visitation to assess customer needs, explore all options and introduce different types of loans.
Develop referral networks and customer database, suggest alternate channels and cross-sell products and services to accomplish quotas
Build trust relationships, customer loyalty and satisfaction throughout the underwriting process.
Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Qualifications and skills

A minimum of a Diploma, preferably a Bachelors Degree in Banking & Finance, Economics, Business Administration or Accounting or any other Commercial Related Degree from a recognized University
Full Grade 12 School Certificate
Excellent analytical and communication skills (both in writing and oral)
Excellent marketing skills
Ability to use a variety of computer applications including Microsoft package

Special Knowledge, Skills and abilities:

Familiarity with computers
Solid understanding of direct/indirect lending products and practices
Results oriented with the ability to get things done
Excellent communication and interpersonal skills
Customer satisfaction orientation and sales competencies

Method of Application

Interested applicants are advised to send detailed CV and all certifications to support application by email (All attachments should be combined) 26th August 2022 -17hrs. All applications must be sent to: